Wallo is our personal finance app. Plan your month, log spending in seconds, and see exactly what is safe to spend, so your money always has a plan.
Features
Every feature is marked so you know what is free and what comes with Premium.
Category envelopes with an optional overall cap, a daily pace and projected spend for the month, and automatic rollover of whatever you did not use. Save toward goals like a vacation or an emergency fund.
Free: 3 budgets and 1 saving goal. Trial and Premium: unlimited, plus goal automations.
Snap a receipt and AI-assisted OCR fills in the details. Review, edit, save. You can also upload a photo or PDF, or type it in.
Free: 5 AI scans a month. Trial: 15. Premium: no scan cap, plus token top-up packs.
See what is safe to spend over the next 30, 60 or 90 days, and which habits are quietly draining your balance.
Premium feature, included during your 7-day trial.
Cash, bank, e-wallet, cards, savings and loans in one place. Balances follow your transactions, and transfers never distort income or expenses.
Free: 2 accounts. Trial and Premium: unlimited.
Recurring bills, due-date reminders, a bill calendar and mark-as-paid, plus a warning when your balance may run low before a bill is due.
Premium feature, included during your 7-day trial.
Income versus expenses, spending by category and trends over time. Ask Wallo answers questions about your own money in plain language, and smart insights point out what changed.
Free: 3 months of reports and 2 Ask Wallo questions a month. Trial: full history and 3 questions. Premium: full history, export, insights and no question cap.
Lock the app with biometrics or a PIN, hide balances when you need to, and switch between light and dark themes.
Always free.
Free and Premium
Every new account starts with a 7-day trial of the Premium features, with a smaller AI allowance. Afterwards, keep the free basics for good or subscribe any time.
| Feature | Free | Trial | Premium |
|---|---|---|---|
| App features | |||
| Use the app (expenses, income, basics) | Included | Included | Included |
| Accounts | 2 | Unlimited | Unlimited |
| Budgets | 3 | Unlimited | Unlimited |
| Saving goals | 1 | Unlimited | Unlimited |
| Report history | 3 months | Full | Full |
| Spending insights and smart alerts | Not included | Included | Included |
| Cash-flow forecast | Not included | Included | Included |
| Bill reminders and recurring-bill warnings | Not included | Included | Included |
| Ledger manager with audit trail | Not included | Included | Included |
| Data import and export | Not included | Included | Included |
| AI allowance | |||
| AI tokens per month | 10,000 | 50,000 | 250,000 |
| AI receipt scans per month | 5 (uses tokens) | 15 (uses tokens) | No scan cap (tokens only) |
| Ask Wallo questions per month | 2 | 3 | No question cap (tokens only) |
| When AI runs out | Upgrade prompt | Upgrade prompt | Notification, then buy token packs |
| Buy AI token top-ups | No | No | Yes (100K or 250K packs) |
| Duration | |||
| How long it lasts | Forever | 7 days, then Free | Until your subscription ends or is cancelled |
Receipt scans and Ask Wallo questions also use your monthly AI tokens. Premium is a monthly or yearly subscription managed in the app through the App Store or Google Play, with pricing shown in the app.
Download the app from your favorite store.
Tell us what you would like to know and our team will get back to you.
